About Fixed deposit/ cash certificate deposit (double scheme) / Jatra special deposit schemes

Eligibility :Individuals/Joint/Minor/Co Op Societies/Organisations/Institutions etc.
Production of simple KYC and resolution and rules and bye-laws where ever applicable.
Int, at maturity with principle amount monthly/quarterly/ half-yearly/annually also paid according to the convenience of the depositors.
The depositor having already SB accounts need not submit KYC photo.
Nomination facility also available.
Premature closure also permitted on request.
Loan facility also available on the balance outstanding with accrued int at the time of granting loan.
TDS will be deducted as per applicable rules.
Can be opened by the minors represented by guardian/illiterates/physically hand capped persons/widows etc.
Preferential interest at 0.5% over and above rates applicable will be paid to senior citizens/widows/physically handicapped/and ex-service men.
Double scheme 6 years(72 months) for general and for senior citizens 5 years and 8 months (68 months).

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