Who We Are?

Siddhasiri Souhardaa Sahakari Niyamit was founded on 26th of May 2006, with an aim to provide quick, hassle free capital to mainly farmers and SMEs, also providing attractive interests on deposits under a visionary leadership of our President Shri Basanagouda R Patil (Yatnal). We started with a single branch at APMC, Viayapura, with the branch count currently reaching to 131 spreading across Karnataka with regional offices in Kalburgi, Hubli, Hospet, Davangere and Bengaluru. The Souharda has grown subsantially in the course of 13 years, with 650 crores in deposit, 480 crores in advances presently and about 1000 employees linked directly or indirectly. Souharda also aims at empowering the women and youth with various schemes specifically aiming at women and budding entrepreneurs. Souharda runs multiple WOMAN / MAHILA branches run entirely by ONLY WOMEN and provide loans to Self Help Groups ( SHG) to economically stabilise women. We also provide fast loa service to the budding entrepreneurs who are in need of capital for their startups. As a social responsibility we have also been involved in various activities from planting trees across the city of Viayapura, have installed about 10 water purification units, with pradhan mantri jan aushadhi stores we provide medicines at the lowest rate.

For effective and smooth working the following measures are adopted.

  • For effective human resources separate HRD section under JMD.
  • For effective accounting system separate accounts section under CGM.
  • Loan section is headed by two General Manager and One AGM for speedy disposal of loan proposals.
  • For effective Recovery separate cell has been setup under GM.
  • For effective internal control separate wing under GM.
  • For effective Hardware and software separate wing EDP has been started.
  • For effective service to the clientele every staff has been trained at regular intervals for this separate cell has been created under GM.
  • For speedy disposal claims and filling suites separate law section headed by GM.
  • For development of non banking areas separate regional office at Hubli Headed by GM.


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$5 billion+

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